Alternative Lending
Merchant Cash Advance
A type of business financing where a company receives a lump sum of cash upfront in exchange for a portion of future credit card sales or daily revenue. It's not a traditional loan — it's technically a purchase of future receivables.
Processing Loan
A form of business financing where the repayment is tied directly to the merchant’s credit card processing volume. It’s similar in structure to a Merchant Cash Advance (MCA), but it’s typically framed as a loan product rather than a purchase of receivables.
Equipment Financing
A type of business funding used specifically to purchase equipment — such as POS systems, kitchen appliances, vehicles, terminals, construction tools, or medical devices. Instead of paying the full cost upfront, the business finances the equipment over time in regular payments (monthly or quarterly), often through a lease or loan structure.